Please note that all calls may be recorded or monitored for quality assurance and training purposes. Customers who stay with the program and get all their debt settled have a potential savings of 45% before fees, or 25% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all customers complete our program for various reasons, including their ability to save sufficient funds—estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that a specific amount or percentage will lower your debts or that you will be debt-free within a specific period.

We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting, legal advice, or credit repair services. Only available in some states. Please get in touch with a tax professional to discuss the tax consequences of a settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials before enrollment, including potential adverse impacts on credit rating.